In many cases your home is the most important and expensive piece of property you own. We offer many comprehensive homeowners insurance policies to choose from – and each plan can be tailored to suit your individual needs and budget.
Our homeowner's policies automatically include a full complement of standard features that cover your dwelling, personal property and other structures. The policy also includes liability protection, loss of use and medical payments to others coverage. You may take advantage of higher deductibles, discounts and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further.
• Earthquake Coverage • Personal Computer Coverage • Replacement Cost on Personal Property
We can also write insurance for a motorcycle, boat, RV, camper, and personal or farm umbrella, as well as life and health insurance.
Call us today at 937-663-5891 to set up a FREE consultation with one of our agents!
Non-Discrimination Statement: http://www.rma.usda.gov/web/nondiscrim.html
We offer a wide range of options in the selection of deductibles as well as many different discounts and credits, which include:
• Multi-Policy – Insure your home and auto with us and save on your auto and dwelling insurance premiums.
• New Home – Receive a discount if you live in a new home.
• Premises Alarm – Install smoke detectors in your home and this discount will be applied to your premium.
• Sprinkler System Credit – Install and maintain a sprinkler system to get a credit on homeowners premium.
• Expanded Endorsement – Increase special amounts listed under your policy's Personal Property section.
• Enhancement Endorsement – Increase the special amounts to even higher limits, plus add the additional benefit of payment for direct loss caused by water or sewage that backs up through sewers or drains. Payment up to an additional 10% of the amount on Dwelling Coverage for the loss of trees, shrubs, plants, and lawns on the residence premises.